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Insurance & Payment Information

We Accept Most Insurance Plans

Elite Home Wound Care is committed to making wound care accessible and affordable. We accept most major health insurance plans, including Medicare and Medicaid. Our billing team handles all pre-authorization, verification, and paperwork—so you focus on healing.

Insurance Plans We Accept

Major Carriers

  • Medicare (All Parts A, B, C)
  • Medicaid (Florida)
  • Blue Cross Blue Shield
  • UnitedHealthcare
  • Aetna
  • CIGNA
  • Humana
  • Anthem
  • Tricare (Military Health)

Regional & Specialty Plans

  • Florida Health Plans Wellcare
  • Simply Healthcare
  • Healthy Options
  • And most other carriers

How We Verify Your Insurance

1. You Provide Coverage Information

When you book, provide your insurance card details (front and back).

2. We Verify Your Coverage

Our billing team contacts your insurance to confirm:

  • Active coverage
  • Out-of-pocket costs
  • Pre-authorization requirements
  • Medical necessity documentation

3. We Explain Your Benefits

Before your first visit, we tell you exactly what to expect financially.

4. We Handle Pre-Authorization

We submit all necessary paperwork to your insurance. You don't have to.

5. Zero Surprise Billing

We're transparent about costs. No hidden fees or surprise bills.

What's Typically Covered

Most insurance plans cover skilled in-home wound care when:

  • Medically necessary (ordered by your physician)
  • Requires skilled nursing (RN or LPN)
  • Patient is homebound or unable to travel
  • Wound is complex or requires sterile technique

Covered Services Often Include:

  • Nursing assessments and wound evaluations
  • Sterile dressing changes
  • Wound debridement
  • Infection monitoring & advanced wound therapies
  • Patient and caregiver education
  • Telehealth physician coordination

Medicare Coverage

Does Medicare cover home wound care?

Yes. Medicare Part A (if homebound) or Part B (with physician order) typically covers skilled wound care at home.

What are Medicare costs?

  • Part A: Covered under home health benefit (if homebound)
  • Part B: Copay/coinsurance may apply

We verify your specific Medicare benefits during intake.

Medicaid Coverage

Does Florida Medicaid cover wound care at home?

Yes. Florida Medicaid covers skilled home health wound care if medically necessary.

Costs vary by plan. We verify your specific Medicaid coverage.

Self-Pay Options

Don't have insurance or prefer self-pay? We offer:

  • Competitive self-pay rates
  • Sliding scale fees based on income
  • Payment plans for ongoing care
  • Financial assistance programs

Call +1 561-559-4156 to discuss self-pay options.

Pre-Authorization Process

We Handle It All

1. You provide insurance info at booking

2. We submit pre-authorization request to your insurance

3. Your insurance approves wound care services

4. We confirm approval with you before first visit

5. You're protected and informed

Typical timeline: 24–48 hours

Questions About Your Coverage?

Call Our Billing Team

+1 561-559-4156

Monday–Friday, 8 AM–5 PM EST

Email: billing@elitehomewoundcare.com